Sure Leverage Funding and Topstep both sell traders the same basic promise: pass an evaluation, or in some cases skip it entirely, and get access to a funded trading account without risking your own capital. But the two firms take different paths to get there. Sure Leverage Funding leans on a young, aggressively-priced instant-funding model with a static 8% drawdown, while Topstep has built its reputation on futures traders who want a subscription-style Combine with built-in monthly reset credits instead of a one-time challenge fee. Traders comparing these two firms are usually weighing a newer, cheaper, faster-to-fund option against a more established name with a longer public track record. This comparison pulls current Trustpilot ratings, published pricing, drawdown rules and profit-split structures for both firms so you can see where each one actually stands out, and where the marketing outpaces the mechanics.
The problem: The single biggest risk in this niche isn’t the challenge fee, it’s what happens after you pass. Prop firms across the board draw complaints about accounts breached close to a payout request, vaguely-worded rule clauses that get invoked after a trader turns profitable, and support teams that go quiet once real money is on the line. Sure Leverage Funding, as a firm founded in late 2023, has a shorter public payout history than Topstep, which means fewer years of trader feedback to draw on. Topstep carries more review volume and, in most cases, a longer operating history, but that doesn’t make it immune to the same complaint patterns: rule disputes, delayed KYC checks, and payout denials tied to technical clauses traders didn’t fully understand at signup. Before paying either firm, read the live rules page directly, screenshot your account’s drawdown and consistency rules at signup, and treat the challenge fee as money you could lose even if you trade well.
Quick Comparison
| Sure Leverage Funding | Topstep | |
|---|---|---|
| Starting Price | $25 per evaluation | $85/month monthly subscription (Trading Combine) |
| Rating | 4.0 / 5 | 3.6 / 5 |
| Free Trial | Free $5K challenge (gated behind a short course + $5 activation fee) | No free trial; paid monthly Combine subscription starting at $85/month for the $50K buying-power tier |
| Best For | traders who want instant funding with a rare static 8% drawdown model | futures traders who want a subscription-style Combine with built-in monthly reset credits instead of a one-time challenge fee |
| Ease of Use | 7.5 / 10 | 7.5 / 10 |
| Support Rating | 7.5 / 10 | 6.5 / 10 |
| Mobile App | Yes (via MT5 / TradeLocker mobile apps) | Yes (TopstepX mobile app) |
| Start a Sure Leverage Funding Challenge → | Start a Topstep Trading Combine → |
Pros & Cons
- Static 8% overall drawdown instead of a trailing model, so profit growth doesn’t shrink the safety margin
- Instant Funding path skips the evaluation entirely, with account sizes up to $200,000
- Reports an average payout turnaround under 16 hours across MT5 and TradeLocker
- Aggressive, frequently-run discount codes keep entry pricing among the lowest in the category
- Founded in November 2023, so its payout track record is far shorter than category leaders
- Trustpilot sentiment is mixed at this stage, with a cluster of reviews citing KYC delays and payout disputes
- No disclosed in-house regulated broker; execution runs on a licensed MT5/TradeLocker setup rather than owned infrastructure
- Combine pricing includes a Monthly Reset Credit on rebill, so a missed pass doesn’t always mean paying full price again
- Express Funded Activation Fee is waived (listed as Free) across all three published Combine tiers
- Optional ‘Responsible Trading Advantage’ toggle adds double payout caps and knocks $10-$30/month off the subscription price
- One of the longest operating histories among futures prop firms, giving it broad name recognition in futures trading communities
- Trustpilot rating sits at 3.6/5 from 14,500+ reviews, noticeably behind Apex Trader Funding’s ~4.3/5
- A 50% Consistency Target applies across all three published Combine sizes ($50K/$100K/$150K)
- Billed as a recurring monthly subscription ($85-$199/month) rather than a single one-time challenge fee, so an unpassed Combine keeps billing until canceled
Feature-by-Feature Breakdown
| Feature | Sure Leverage Funding | Topstep | Winner |
|---|---|---|---|
| Trustpilot Rating | 4.0/5 (1,700+ reviews) | 3.6/5 (14,500+ reviews) | Sure Leverage Funding |
| Cheapest Entry Price | $25 | $85/month | Sure Leverage Funding |
| Drawdown Model | Static 8% (does not trail equity gains) | Varies by program; check live rules page | Tie |
| Instant Funding Available | Yes, up to $200,000 | Varies by program; see firm’s account list | Tie |
| Years in Operation | Since 2023 | futures traders who want a subscription-style Combine with built-in monthly reset credits instead of a one-time challenge fee | Topstep |
| Integrations | MT5, TradeLocker | TopstepX (proprietary platform, exclusive since July 2025) | — |
Final Verdict
Winner: Winner: Sure Leverage Funding (Best for Fast, Low-Cost Instant Funding)
Frequently Asked Questions
Is Sure Leverage Funding or Topstep better for beginners?
Sure Leverage Funding’s lower entry price (from $25) and static drawdown make early mistakes less costly to test, which can suit a first-time challenge buyer. Topstep’s longer track record and larger review base give beginners more third-party feedback to research before committing. Neither firm is regulated as a broker, so beginners should treat the challenge fee as a real financial risk regardless of which firm they choose.
Which firm pays out faster, Sure Leverage Funding or Topstep?
Sure Leverage Funding advertises an average payout turnaround under 16 hours. Topstep’s payout speed varies by program and is documented in third-party reviews rather than a single guaranteed window, so traders should confirm current payout timing directly on Topstep’s help center before assuming a specific number.
Does Topstep or Sure Leverage Funding have a consistency rule?
Rules vary by specific account type at both firms and change over time, so a blanket answer would go stale quickly. Check the live rules page for the exact challenge tier you’re considering at either firm before paying, since consistency requirements materially affect how you’re allowed to trade during the funded stage.
Is Topstep regulated by a financial authority?
Most prop firms, including the two compared here, operate as simulated-trading or performance-fee businesses rather than regulated brokers, and Topstep is no exception unless it explicitly discloses broker-level regulation on its own site. Traders should not assume deposit-protection or brokerage-style regulatory coverage applies to challenge fees paid to either firm.
Can I run Sure Leverage Funding and Topstep accounts at the same time?
Yes, nothing in either firm’s public terms prohibits holding a funded account with more than one prop firm simultaneously, and many traders diversify across two or three firms for exactly this reason. Just confirm each firm’s own rules on copy-trading or mirrored strategies across accounts, since some prop firms restrict trading the same signal across multiple funded accounts.